| Frequently Asked Questions | ||
What debt solutions do you offer? What kind of debt can I include? How long will it take me to get out of debt? Why use this free service? What is Global Debt USA? How will you use my information? What do I have to do to become debt free? What debt relief solutions do you offer? Global Debt USA does not provide debt relief services directly to you. We match you with a reputable debt relief provider that's best suited to meet your needs and specific goals. Services offered by our partners include credit counseling, bankruptcy alternatives such as debt settlement, consolidation loans, and other debt relief options. What kind of debt can I include? You can include all unsecured debt. Unsecured debt arises out of a contract you enter with a creditor which enables you to obtain goods or services on credit in exchange for your promise to pay the creditor back. Credit cards and personal loans are the most common types of unsecured debt. Secured debt may not be included in the programs we offer. A secured debt is a loan or line of credit in which the creditor retains a security interest in an item of real or personal property. Examples of secured debts are a house or car. If you break the agreement with the creditor the creditor can secure their debt by repossessing your car or foreclosing on your house. Laws regarding home mortgages vary from state to state and you should seek competent local legal advice to protect your interests. How long will it take me to get out of debt? Most debt consolidation and debt settlement programs take anywhere from 18 to 60 months to complete. Why use this free service? As with any financial decision, you need to carefully consider your options. After analyzing your current debt situation, we will provide you with your options at no cost to you, so you can make an informed decision and find a solution that's right for you. Whether you're searching for a way to gain more control over your current debt situation or want to find a way to eliminate your debt all together, we can help you achieve your financial goal. We have two program options to assist you in gaining control and finding a way out of debt. We can also assist you with bankruptcy, but only as a last resort. What is Global Debt USA? Global Debt USA was established to make a positive impact in people's lives by freeing them from the burden of debt. The debt management programs we can offer are designed to help people become, and continue to live debt-free. The partners we choose to provide these programs are required to be customer-focused, honest, and committed to providing all of the information, support and guidance you need. How will you use my information? We do not rent, sell, or share personal information about you with non-affiliated companies. We share customer information only with your permission or to process a service request. You can be assured that your information will always remain confidential. What do I have to do to become debt free? First you must stop incurring debt. You then need to find a plan that works for you to pay down your existing debt. Whether you're searching for a way to gain more control over your current debt situation or want to find a way to eliminate your debt all together, we can help you achieve your financial goal. We can also assist you with bankruptcy, but only as a last resort. |